GROWTH INVESTING
Lumpsum Investment
Got a bonus, inheritance, or surplus cash? Deploy it into the market to potentially earn better inflation-beating returns.
Key Benefits
- Ideal for one-time surplus cash deployment.
- Capital appreciation over 3-5+ years.
- Better potential than keeping cash idle.
- Option to start STP (Transfer to Equity gradually).
Strategic Advice
Market timing matters more in Lumpsum than SIP. It is often wise to invest in a Liquid or Debt Fund first and then systematically transfer (STP) into Equity to average out your buying cost.
Pro Tip
Never invest your emergency fund as a Lumpsum in Equity. Only invest money you don't need for at least 3 years.